HELOC (Home Equity Line of Credit)

A range of financing options to meet your home improvement needs

Tap your home’s equity for renovations, debt consolidation, or investments. Flexible draws, interest-only options during the draw period, and clear payment scenarios — see if a HELOC (Home Equity Line of Credit) fits your plan.

Making improvements on a property is a great way to increase its value, to make it a more enjoyable place to live and potentially save more money on energy bills. Whether you’re buying a fixer-upper home or you’re dreaming of new windows, a new kitchen or expanding the master suite in your current home, we have the expertise to help you get the job done.

A HELOC (Home Equity Line of Credit) gives you ongoing access to your home’s equity with a variable interest rate and an initial draw period—typically 5–10 years—where you can borrow, repay, and borrow again as needed. Once the draw period ends, the balance converts into a repayment phase with regular monthly payments on principal and interest.

Who It’s For

• Homeowners planning renovations or upgrades
• Borrowers looking to consolidate higher-interest debt
• Investors seeking capital for new opportunities

Call or email today for full details and a FAST mortgage pre-approval!